Important Legal Information

Your use of this website is subject to the following Terms of Use (Terms). These Terms are a binding agreement between you and Empower Trust, as well as its affiliates. By using or accessing this website, you accept and agree to be bound by these Terms. Your use of this website is governed by the version of the Terms in effect on the date this website is accessed by you. Empower Trust may modify these Terms at any time and without prior notice. These Terms are in addition to any other agreements between you and Empower Trust.

Copyright Policy

The trademarks, logos, service marks, design elements and name "Empower Trust" are owned by EAIC. The content of this website is protected by applicable copyright laws. No permission is granted to copy, distribute, modify, post or frame-in this website, any text, graphics, software code, documents, designs or logos, or to take any other action inconsistent with EAIC's copyrights. All rights reserved.

Unless you and Empower Trust agree otherwise in writing, links from another website to this website are not
permitted.

Information for Foreign Investors

This website is intended to be made available only to individuals in the United States, and the information on this website is only for such persons. Nothing on this website shall be considered a solicitation to buy or an offer to sell a security, or any other product or service, to any person in any jurisdiction where such offer, solicitation, purchase or sale would be unlawful under the laws of such jurisdiction.

Limitations on Investment Advice and Guidance

This website is not intended to provide legal, tax, investment or insurance advice. Nothing on this website should be construed as an offer to sell, a solicitation of any offer to buy, or a recommendation for any security by Empower Trust or any third party. You are solely responsible for determining whether any investment, investment strategy, security or related transaction is appropriate for you based on your personal investment objectives, financial circumstances and risk tolerance. You should consult your legal or tax professional regarding your specific situation.

Third Party Content

Some of the content of this website is supplied by companies that are not affiliated with Empower Trust (Third Party Content). Third Party Content is protected by copyright pursuant to United States laws and international treaties and is owned or licensed by the Third Party Content provider(s). Empower Trust has not been involved in the preparation, adoption or editing of Third Party Content and does not explicitly or implicitly endorse or approve such content. While Empower Trust makes every attempt to provide accurate and timely information to serve the needs of investors, neither Empower Trust nor the Third Party Content providers guarantee its accuracy, timeliness, completeness or usefulness, and are not responsible or liable for any such content.

Disclaimer of Warranties

ALL INFORMATION AND CONTENT OF THIS WEBSITE ARE SUBJECT TO APPLICABLE STATUTES AND REGULATIONS, FURNISHED "AS IS," WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

EMPOWER TRUST DOES NOT WARRANT THAT THIS WEBSITE WILL MEET YOUR NEEDS, OR THAT IT WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE.

Limitation of Liability

EMPOWER TRUST WILL NOT BE LIABLE TO YOU OR ANYONE ELSE FOR ANY CONSEQUENTIAL, INCIDENTAL, SPECIAL, DIRECT, OR INDIRECT DAMAGES (INCLUDING BUT NOT LIMITED TO LOST PROFITS, TRADING LOSSES OR DAMAGES THAT RESULT FROM USE OR LOSS OF USE OF THIS WEBSITE, INCONVENIENCE OR DELAY). THIS IS TRUE EVEN IF EMPOWER TRUST HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES.

EMPOWER TRUST WILL NOT BE LIABLE TO YOU OR ANYONE ELSE FOR ANY LOSS RESULTING FROM A CAUSE OVER WHICH EMPOWER TRUST DOES NOT HAVE DIRECT CONTROL.

Indemnification

As a condition to your use of this website, you agree to indemnify and hold Empower Trust and its Third Party Content providers harmless from and against any and all claims, losses, liability, costs and expenses (including but not limited to attorney's fees) arising from your use of the website, or from your violation of these Terms.

Governing Law

These Terms and their enforcement are governed by the laws of the State of Colorado, without regard to conflicts of laws, and shall inure to the benefit of Empower Trust's successors and assigns, whether by merger, consolidation or otherwise.

Severability

If a court of competent jurisdiction deems any provision of the Terms unenforceable, that provision will be enforced to the maximum extent permissible, and the remaining provision will remain in full force and effect.